Our ability to make speedy and correct decisions about investment mix and policy, matching investments to objectives, asset allocation for individuals and institutions, and balancing risk against performance is the key element behind our success. Portfolio management is all about capitalizing on strengths and cashing in on opportunities, at the same time avoiding threats and underplaying weaknesses, while making a choice regarding debt vs. equity, domestic vs. international, growth vs. safety, and many other tradeoffs encountered in the attempt to maximize returns at a given appetite for risk. InvestBank’s in-depth market knowledge enables us to provide sound advice on Capital preservation, investment performance and maintenance of liquidity. This advice covers a range of asset classes, covering equity, fixed income and FX. ICIBL has successfully designed and managed the Pilots Occupational Disability Fund (PODF) for the Pakistan Airline Pilots Associations (PALPA). Our experienced team of professionals developed and successfully managed this fund. The Bank has also provided debt management advisory services to the Government of Sindh for its Rs. 110 billion portfolio.